Whether will raise the prices for medical insurance for 4 % in the Arabian countries?

All clients of medical insurance believe that the decision of many insurance companies to raise the price of their service for 4 % in New year incorrectly.

Employers have received notices from the insurance companies in which it is informed that “expenses in public health services sector raise.”


In the answer to them say that there are no signs of increase in expenses in sector, and health care providers didn't receive increase in their salaries.

The local newspaper has quoted sources saying that at the main firms, aspiring to insure the employees, there are only four variants. In spite of the fact that in the country there are some the insurance companies, only four receive the main contracts with large employers. Sources have told that the Municipal role of Medical insurance is weak from the point of view of supervision over the insurance companies to solve problems.

Tel Nezer, the head of insurance company Bupa, has told increase in expenses of hospital, demand, strategic a price raising. “(Hospital expenses) has increased more than by 20 percent, and for the insurance companies it is difficult to hold the prices at the same level,” he has told.

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EU will create the uniform bank union

EU will create the uniform bank union


Heads of the states of the European Union (EU) at the summit in Brussels have agreed to create on December, 14th, 2012 gradually the bank union which urged to provide supervision of activity of credit institutions of uniform Europe, and also to create institutes of insurance of bank risks. Fund creation on closing of problem banks and the high-grade scheme of protection of contributions on all euro area Besides, is supposed. For the EU countries with own currency participation in these actions will be voluntary.



Supervision will be carried out by the European Central bank, truth, meanwhile not behind all credit organizations of EU, which more than 6000, but only for 150 largest of them.

«The purpose of the Bank union - to break off a vicious circle between problems of banks and the tax money, which states used until recently for their decision», - the chairman of EU, Herman Van Rompej has underlined.

As a matter of fact, a number of decisions accepted in Brussels направленно on preservation of euro of a zone as recently EU has faced crisis of sovereign debts in a number of the countries-participants, first of all, in Greece. Among "the problem" countries in the market also name Spain, Italy, Ireland and Portugal.


After formation of the bank union regional banks will have an opportunity to receive the help from Fund of financial stability of the Euro area directly, instead of through intermediary of the governments of own countries that in itself won't influence level of the state debt loading which is traditional last years causes anxiety in investors and rating agencies.

Creation of system of a direct recapitalization of banks which also can provide carrying out of partial or full bankruptcies of problem banks without risks of occurrence of "domino effect" in all European financial system becomes the second step of building of the Bank union.

«We on way of the decision of problems which have paralysed for a long time an euro area and did its vulnerable», – the president of France François Olland has told to journalists, making comments on the made decisions.

Undoubtedly, creation of the Bank union of EU (which should be finished by March, 2014) is a serious step on a way of strengthening of an euro area which will promote closer integration of the European Union countries.

For Armenia financial stability of the European Union is extremely important, as commercial contracts with the EU countries more and more consist, presence of the European capital in territory РА is appreciable, and the stable euro exchange rate in relation to a drama is regarded as a positive. The dollar that all time skips.

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