Limitations of the system of social insurance in Ireland has

Limitations of the system of social insurance in Ireland has led to a deterioration of the dental health of the nation


For three years of existence in Ireland of restrictions of system of social insurance PRSI (Pay Related Social Insurance) on regenerative stomatologic treatment stomatologic health of the population of the country has considerably worsened.


 By results of new research, two third of stomatologists connect deterioration of a dental health and gums at the patients with changes of the scheme of insurance.

Considering that cost of installation of a seal sometimes reaches €200, and crowns - €600, on stomatologic treatment the great sum, than on Christmas gifts can leave, however, problem ignoring can lead still to the big costs in the future.

The chief executive of the Irish stomatologic association (IDA) Fintan Haurihen asserts that though decrease in frequency of visits to the stomatologist can partially speak crisis, the key driver is change of system of insurance, an event in January, 2010.

Before entering of restrictions, the patients paying installments, could receive grants for a wide number of stomatologic services while now the insurance scheme defrays only expenses on annual routine inspections.

"Patients are turning to the office with complaints of pain," - says Dr. Haurihen. He adds that because of the fact that people are put off a visit to the dentist, they often need root canal treatment or extraction of the tooth, in cases when the original would be sufficient, and installation of a seal.

Poll recently conducted on the Internet has shown that every fifth inhabitant of Ireland didn't visit the stomatologist four years both more, and only 29 % have answered that passed stomatologic survey last 6 months.

The situation is aggravated with that, by estimations, last 2 years prior to 1500 stomatologists, hygienists and assistants to stomatologists either have emigrated, or have left a profession.

«If the factory has lost 1500 workers, this news would be on the front pages of newspapers, but, that these losses occur gradually, they don't involve such attention of the public», - doctor Haurihen speaks.

 independent.ie

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The loss of world insurance branch from accidents in 2011 has exceeded $108 billion

The loss of world insurance branch from accidents in 2011 has exceeded $108 billion

Loss of world insurance branch from natural and the technogenic catastrophes which have fallen upon mankind from the beginning of 2011, it agree to the data of Swiss overcautious person Swiss Re has reached $108 billion that is the second-large loss of branch in the history.


As has informed Bloomberg, in 2010 the insured losses of world economy have made all $48 billion

The general losses of world economy from accidents come nearer to $350 billion in comparison with $226 billion year before.



The sum of requirements about damage compensation in connection with natural disasters this year has reached $103 billion  the considerable part of these requirements is connected with earthquake and a tsunami in Japan in 2011.

The insurance branch has incurred the greatest losses in 2005 then from for the hurricanes Katrina, Vilma and Rita insurers have been compelled to pay to clients of an order $123 billion

Act of nature in Japan has managed to insurers in $35 billion Flooding in Thailand, literally paralysed the country in this autumn, have managed to insurers in $11 billion  This act of nature has appeared the largest in the history of the country. The quantity of victims then has exceeded 700 persons.

In $12 млрд insurers have estimated a damage from earthquake in the New Zealand city of Krajsterche. Then powerful blow of elements has practically destroyed this city of the country second for the sizes. Hurricane of Iren - $4,9 billion


The numerous storm attacking southern coast USA in April and May, cost to the insurance companies of $7,3 and $6,7 billion accordingly.

The general losses of branch in connection with earthquakes have reached this year $47 billion is a record for all history.

"Unfortunately, level insurance upon natural disasters still remains low enough, even in the developed countries with high seismic danger, such as Japan, - the group economist of company Kurt Charles marks. - people lose the relatives, the society faces huge financial losses which become covered by corporations, humanitarian the organizations, the government, and, finally, tax bearers".

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